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Fighting APP fraud with digital precision

Lucra is your last-mile solution to eliminate uncertainties when detecting APP fraud. Our technology helps you do it fast, with the highest possible accuracy.


Payment counterparty verification

Deployed alongside existing fraud detection systems. Lucra screens payment recipients to deliver unmatched fraud insights.

Bank Account Verification

Available in API or SaaS Platform

Once a payment is flagged for potential fraud, Lucra uses multiple verifiable data points to confirm anomalies and risk signals like newly opened accounts, low transaction volume or erratic payment activity.

Payee details

Ownership validation

Account holder mismatch detected

Name given

Bank account

Elaine Bennis

Jan Smith

Account No.


Sort code


Transaction activity analysis

Low activity alert

Oldest transaction

1 August 2023

Total infow


Latest transaction

17 August 2023

Total outflow


Total transactions


Period of activity

17 days

How does it work?

Lucra is designed to be super light touch. Collect all the information you need with just a few clicks.

Dive deeper into how this works for

1.     Monitoring systems detect potential fraud risk on payment.

2.     Lucra is triggered to generate verification request to recipient.

3.    Recipient securely accesses bank account using open banking.

4.    Recipient shares their details.

5.    Done. Lucra delivers fraud analysis to you in seconds.

Welcome to Lucra

Complete your validation form

1. Complete personal details


Elaine Bennis


15 June 1967


456 Latimer Rd


N1 E2Z

Confirm Details

2. Select bank account

Select Bank

Select Account


Connect Account

Complete Validation

ID and AML screening

AI-driven ID and anti-money laundering screening that's self-configurable to meet your exact needs.

ID and AML Screening

Available in SaaS Platform only

ID verification for individuals and businesses. State-of-the-art sanctions, PEP and adverse media capabilities. All performed and monitored in real-time for ultra-efficiency.

Company Overview

XYZ Limited

London, UK


Corporate structure

Sanctions lists

Latest media coverage


AML and sanctions



Simple, flexible and transparent.

API pricing

Standard contracts on annual basis with monthly usage bundles. Bespoke pricing available for enterprise-level usage.

Contact sales to learn more.

SaaS pricing

We offer tiered packages according to usage needs, with pay-per-check pricing that is transparent and flexible.

Modular pricing

Products charged individually, so you have flexibility to consume one without the other.

Contact sales for our rate card.

Data protection & security

We've built in data protection and security at the heart of our products.

Lucra implements and maintains leading industry cyber security measures to keep user data safe.


This includes encrypting sensitive information at rest and in transit to prevent user data from being human readable, as well as storing data in specific regions to adhere with data residency requirements.

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